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How to File a Personal Injury Lawsuit in Manhattan Beach, CA

Okabe & Haushalter Sep 1, 2025 Personal injury

Looking for how to file a personal injury lawsuit in Manhattan Beach, CA? Personal injury claims matter when someone is injured because of another’s negligence.

This guide walks you step-by-step through California’s process, starting with urgent medical care and evidence collection, then moving to choosing the right court, drafting and filing your complaint, and meeting the two-year statute of limitations.

Because California is not a no-fault state and does not offer PIP (only optional Med Pay), many injured people must go beyond insurance to recover losses like lost wages and pain and suffering. Below, you’ll learn exactly where to file, what documents you’ll need, and the common mistakes to avoid so your case starts strong.

Common Mistakes When Filing a Personal Injury Lawsuit in California

Even strong claims can derail on small, fixable errors. If you’re learning how to file a personal injury lawsuit, the biggest risks are practical: assuming California has PIP (it doesn’t, only limited Med Pay), mixing up what “personal injury” covers, choosing the wrong court or missing the two-year deadline, and trying to draft pleadings or negotiate with insurers without guidance.

Attorney explaining what personal injury protection (PIP) is to an injured client with an arm in a sling near the Manhattan Beach Pier at sunset, reviewing medical bills and an auto policy

Use the list below to spot these pitfalls early and keep your Manhattan Beach case on track.

  • Misunderstanding insurance: California does not offer PIP, unlike many other states. Instead, Med Pay is available but far more limited.
  • Confusion about legal terms: “Personal injury” is broadly defined to include bodily and emotional harm caused by another’s negligence, but not property damage.
  • Venue and filing rules: Picking the wrong court or missing the filing deadline (usually 2 years in California) can lead to dismissal.
  • Filing without legal support: Individuals may struggle with the complexity of drafting a complaint, gathering evidence, or negotiating with insurers.

In this article, you’ll learn how to avoid these pitfalls and make informed choices.

Why Filing a Personal Injury Lawsuit Matters

Filing a lawsuit is essential when injuries exceed what insurance covers, because it allows you to seek compensation for medical bills, lost wages, pain and suffering, and other damages. In California, personal injury claims are commonly brought through civil court (Superior Court) when damages exceed $10,000 or in small claims for lesser amounts.

What to Do:

  • Get medical treatment immediately, this documents your injuries and supports your case.
  • Establish legal standing: You must have been directly harmed, be a legal entity, and have the capacity to sue.
  • Hire a qualified personal injury attorney: They protect your rights, help determine proper venue, and handle the legal process.
  • Determine venue: File in the county where the injury occurred, where the defendant lives, or where most witnesses reside.
  • File within the statute of limitations: Generally within 2 years of injury; certain exceptions (e.g., minors, government defendants) may change this.

A Common Mistake: Assuming California Offers PIP

Attorney and injured client with an arm in a sling shaking hands near the Manhattan Beach Pier at sunset, with case file and medical bills visible, illustrating what a personal injury claim is

Why people make this mistake: Many know PIP from other states and assume it’s universal.
Why it’s wrong in California: PIP is not available here. In its place, Med Pay can help cover medical costs, but doesn’t cover lost wages or other expenses that PIP might.

Correct approach:

  • Understand your policy: Check if you have Med Pay and review its limits.
  • Recognize gaps: You may need to rely on a personal injury lawsuit to recover non-covered losses like lost wages, pain and suffering, or household help.

The Result of Properly Pursuing a Lawsuit

By following a disciplined process, retaining experienced counsel early, filing within California’s deadlines, documenting every injury and expense, and keeping expectations grounded in the facts, you maximize your chances of fair compensation, faster resolution, and meaningful closure:

  • Compensation for medical costs, lost wages, and other damages, including pain and suffering.
  • Faster resolution through settlement, many cases are resolved without going to trial.
  • Legal closure and financial restoration, allowing you to focus on recovery rather than paperwork.

Frequently Asked Questions (FAQs)

What is personal injury protection (PIP)?

Personal Injury Protection (PIP) is a type of “no-fault” auto insurance that covers medical bills, lost wages, funeral costs, and household services regardless of fault. However, California does not offer PIP, instead, drivers may have optional Med Pay, which covers only medical expenses.

What qualifies as a personal injury claim?

A personal injury claim arises when someone suffers bodily or emotional harm, due to negligence, recklessness, or intent, from another party’s actions or inaction. Examples include car accidents, slip-and-fall incidents, and defective products. Damages may include medical bills, emotional distress, and diminished quality of life.

Can I file a personal injury lawsuit in small claims court?

Yes, if your damages are $10,000 or less, you may file in small claims court without an attorney. You’ll need to present your own evidence such as receipts, photos, or bills. For claims over $10,000, you must file in Superior Court.

What happens if the statute of limitations is missed?

In most California personal injury cases, you have two years from the date of injury to file. Missing this deadline usually means you lose the right to sue, except in special circumstances (e.g., minor plaintiffs or government claims).

For help with how to file a personal injury lawsuit in Manhattan Beach, CA, contact Okabe & Haushalter at (310) 543-7708.